Easy Loan - Easy Loans consider all circumstances, including CCJs, Mortgage Arrears, Self-Employed with no income proof, and zero/negative equity, with rates ARE lower than most high street banks. You can borrow any amount from £3,000 to £1,000,000. No up front costs with any of their loans - they pay for everything, including the valuations. service is fast and friendly and offer no onligation advice free